For this formula to work, each element must be properly carried out.
Your goals need to be S.M.A.R.T. – that is:
So, saying “I want to have more money” is not a goal it is a fluffy wish at best. It will not help you to achieve your success.
Saying “I want to have €100,000 in my bank account by the 31st of December 2021” is a S.M.A.R.T. goal
From this goal, you can formulate a plan and take action to achieve the goal of having €100,000 in my bank account.
Your plan may indicate that you need to learn/study to acquire some skills to help you to take action on your plan.
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